June 26, 2024
AgencyFinding the Right Auto Insurance Policy and Insurer in Lake Jackson, TX
Choosing the right auto insurance policy is crucial in safeguarding your vehicle and future financial stability. For , residents, understanding how to navigate the multitude of options and insurers available is essential. The team can help you evaluate auto insurance providers and get quotes to find the right combination of coverage and price. Understanding Your […]
March 27, 2024
AgencyThe Relationship Between Traffic Violations and Insurance
Traffic violations, from minor infractions like speeding tickets to significant offenses like DUIs, can significantly impact your insurance rates and coverage. Understanding how these violations affect your insurance can help you navigate potential changes to your policy and premiums. Impact on Insurance Rates Insurance companies use a risk assessment model to determine policy premiums. Traffic […]
November 16, 2015
Agency10 Ways To Save When Your Teen Starts Driving
10 Ways to Save When Your Teen Starts Driving Money Talks News May 1st 2015 5:00AM by Maryalane LaPonsie We hit a milestone in my house this year. My oldest child turned 16 and, in theory, can get behind the wheel of a car and start driving solo. I’m not sure I’m ready for that […]
July 17, 2014
AgencyTen Tips for Buying Auto Insurance
10 Things You Should Know About Buying Auto Insurance How is Your Insurance Rate Determined? Two factors determine what you pay for auto insurance. The first factor is underwriting and the second factor is rating. Insurance companies underwrite to assess the risk associated with an applicant, group the applicant with other similar risks and decide […]
March 4, 2014
AgencyDoes My Insurance Cover Damage Caused By Potholes?
The good news is, yes, pothole damage is usually covered—providing you have collision coverage. Collision coverage, an optional portion of a standard Automobile insurance policy, covers damage to a car resulting from a collision with an object (e.g., a pothole, lamp post or guard rail), another car or as the result of flipping over. However, […]
January 30, 2014
AgencyWhat is a SR-22 Insurance?
Financial Responsibility Insurance Certificate (SR-22) A Financial Responsibility Insurance Certificate (SR-22) is a type of (Automobile) motor vehicle liability insurance. An SR-22 can be issued by most insurance providers and certifies that an individual has the minimum liability insurance as required by law. An insurance provider will automatically notify the Texas Department of Public Safety (DPS) […]
January 28, 2014
AgencyWhat Is Covered by a Basic Auto Insurance Policy? Is it Enough?
What Is Covered by a Basic Automobile Insurance Policy? Your auto policy may include six coverages. Each coverage is priced separately. 1. Bodily Injury Liability This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone […]
January 18, 2014
AgencyGet your Auto, Boat, & Motorcycle Insurance on Saturdays!!
The time of year has come around we are once again open on Saturdays! Beginning today January 18th, 2014 we will be open on Saturdays to give our customers extended times to get their insurance business taken care of. We will be open from 10-2 on Saturday! Give us a call for all your insurance […]
January 16, 2014
AgencyWhat Determines the Price of My Auto Insurance Policy?
What Determines the Price of My Auto Insurance Policy? The average yearly auto insurance premium is almost $800, but there is wide variation around this average. Many factors can affect your premium. Not all companies use all of these factors, and some might use factors not listed here. Your premium may depend on: 1. […]