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The good news is, yes, pothole damage is usually covered—providing you have collision coverage. Collision coverage, an optional portion of a standard Automobile insurance policy, covers damage to a car resulting from a collision with an object (e.g., a pothole, lamp post or guard rail), another car or as the result of flipping over. However, […]

Financial Responsibility Insurance Certificate (SR-22) A Financial Responsibility Insurance Certificate (SR-22) is a type of (Automobile) motor vehicle liability insurance. An SR-22 can be issued by most insurance providers and certifies that an individual has the minimum liability insurance as required by law. An insurance provider will automatically notify the Texas Department of Public Safety (DPS) […]

What Is Covered by a Basic Automobile  Insurance Policy? Your auto policy may include six coverages. Each coverage is priced separately. 1. Bodily Injury Liability This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone […]

The time of year has come around we are once again open on Saturdays! Beginning today January 18th, 2014 we will be open on Saturdays to give our customers extended times to get their insurance business taken care of. We will be open from 10-2 on Saturday! Give us a call for all your insurance […]

What Determines the Price of My Auto Insurance Policy?   The average yearly auto insurance premium is almost $800, but there is wide variation around this average. Many factors can affect your premium. Not all companies use all of these factors, and some might use factors not listed here. Your premium may depend on: 1. […]